Hassle Free Auto Financing
3 Minute Application - 97% Approval
Apply for an auto loan with no hassles and no fees. It takes just 3 minutes to complete. Get buy here pay here financing from local buy here pay here car lots.


Apply Now

Buy Here Pay Here Auto Financing

Our goal at BuyPayCarLots.com is to help you negotiate the best possible deal you can at one of our buy and pay car lots. Your credit history often times does not matter to the sales person at a buy and pay lot, however, it is possible for you to get a better rate after finding out the amount you can pre qualify for from one of our buy here pay here car dealers.

Many times with extremely low, or even no credit scores, you still have choices when working with buy here pay here in house financing dealers. When it comes to buying an automobile from one of our network car lots, often times within in your local area, we do our best to make it easy for you.

To find out how much your qualify for try our easy to use buy and pay car loan calculator. You can also get an idea of minimum down payment for buy pay car lots also.

Basic Qualifications

Used Car Search

Search the inventory of thousands of used car dealerships online. Find used cars at buy here pay here car lots from across the nation. Enter your Zip code below to get started!

Select Make:
Select Model:
Zip
Bad Credit? No Credit?

Bad Credit? No Credit?

Are you in need of a family vehicle but don't think you can get approved for an auto loan. Think again! Buy and pay car lots across the country are here to help!

Buy & Pay Car Dealers

Buy & Pay Car Dealers

You may ask yourself, "why should I apply online for a bad credit auto loan? Why not visit any car dealer and apply for on while I am there?" Not all car dealers do "buy and pay special finance".

In House Financing

In House Financing

If you are looking for transportation and need a car loan with bad credit, you may be wondering how in-house financing pay here buy here compares to normal car loans.

Nationwide Buy Here Pay Here Car Dealers

It's easy to find a buy here pay here car dealer in your area! Select your state to get started.

Real BHPH Results
Rachel Y.'s finance application has just been processed by a local buy here pay here dealer. Apr 23, 2014 - 6:55 am

Ed T. has just submitted an auto loan application to local buy and pay car lots. Apr 23, 2014 - 7:55 am

Zach X. has just submitted an auto loan application to local buy and pay car lots. Apr 23, 2014 - 7:30 am