Buy Here Pay Here Rochester, NY

Usually this is for one or more of a few reasons; this is probably that you either are looking for no credit auto loans, or you have poor credit history. When lending institutions ask the dealership for a co-signer it means that they need more security if they are going to lend you a large amount of money for a vehicle purchase. They want to be relatively sure that they are going to get paid back the money on the loan. But what if I don�t have a co-signer? Well, the fact of the matter is that you probably do know someone that could co-sign, but maybe you feel that you would rather not ask them. We all need help throughout our lives in one way or another. "We get by with a little help from my friends". We all have made mistakes in our past and are just hoping that we can get a second chance. Being able to finance a vehicle is a way to rebuild our credit history and having a co-signer is a guarantee to the bank that you are serious in doing so. The credit bureaus make it real easy to destroy your credit and more difficult to rebuild it. Co-signers are your friends, your family that know you and are willing to help you because they want to see you succeed. The banks are relying on the relationship that you have with the co-signer is one that you will not want to tarnish and therefore making you work harder to ensure that the loan gets paid. To be too proud to ask for help is just prolonging your chances of getting back on your feet and on top of your credit score so that one day you might be the one someone comes to, to help them out.