Auto Financing Requirements for Buy Here Pay Here Dealers

Many buy here pay here car dealers offer financing for their inventory but you will still need to meet a few basic requirements. Many of the requirements are lowered when dealing with a buy here pay here or tote the note car dealer. Many buy here pay here car lots will offer you the option to make weekly payments on the vehicle you choose. The following basic requirements are what our buy here pay here dealer network expects when applying for auto financing.

  • At least one year at the same employer for those with no credit rating.
  • At least two years of employment history for those with some kind of credit history.
  • Minimum monthly gross income of $1500.00.
  • Money down may be required, but is not necessary in every case.
  • No repossession within the last 12 months unless included in a bankruptcy.
  • No motorcycle or private party purchases.
  • Must reside in the United States or Canada.
I meet these guidelines, Skip to the loan request form.


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