To find local BHPH dealers, select from a list of bhph dealers states below.
Buy here pay here dealer, usually selling only used cars, in which vehicle financing is arranged, and you make payments on the loan, at the dealership. You purchase the automobile through an arrangement that’s referred to in some parts of the country as tote the note, in-house or buying here paying here (bhph lots) financing. This differs from traditional car financing which is done through a third party, such as a bank.
The difference between bhph lots and traditional dealerships depends upon which type of BHPH lots you visit. Many used or second hand car dealers have buy here pay here options that operate as a huge part of their dealerships business. In some cases, the best only way to really tell that a local dealer does offer pay here buy here financing might be a “We Finance Anyone” sign out in front or on the showroom floor.
BHPH lots are designed for car buyers that have experienced significant bad credit problems in the past. If you have experienced multiple repossessions, multiple bankruptcies or if you have little or no credit history and you’re unable to obtain financing either through a conventional lender of a bad credit lender, than a bhph lot should be on your list of dealers to visit.